URGENT: 401(K) or Not O(K)?

I hate to be alarmist.  And no, I am not trying to manipulate you through fear.  In fact, my only concern is to protect you and your wealth from the vagaries of the financial markets and the appetite of the ever-expanding government. Recently some news reports have come out stating that the government is considering (Continued)

Time To Take Stock…Just Not Wallstreet’s

Blogger’s note: This message was originally sent out in July, 2008, at the height of that year’s market meltdown. During times of economic and market turmoil like we are seeing today, I invariably get asked: “Is it time to cash out and head for the hills?”  What they are really asking is what does the (Continued)

Rule of 100—Getting Closer To Real Diversification

Diversification, don’t put your eggs in one basket, and spread your risks.  What do all these expressions mean?  I can tell you it does NOT mean what most brokers and financial advisors say it does . Real diversification is what percentage of your money is in “risky” investments versus what is in “guaranteed” accounts.  Risky (Continued)